How can I integrate HES’ factoring software with my existing system?

HES Core is a highly customizable modular platform that can seamlessly integrate with your current CRM or legacy lending system. Our team of technical experts ensures a smooth transition of databases and effortless integration, taking care of the entire process for you.

How does your software handle invoice verification and payment processing?

With the implementation of advanced KYB (Know Your Business) technology and optimized document workflow, all incoming invoices undergo thorough checks upon submission. Furthermore, our factoring system offers a wide selection of over 100 APIs for seamless integration, empowering you to handle payment processing from start to finish.

What level of customer support can I expect?

We place utmost importance on ensuring our clients' satisfaction by providing lifetime customer support. HES FinTech fully dedicated to offering continuous assistance and promptly addressing any inquiries or concerns related to our products. Our commitment is unwavering as we strive to help our clients unlock the full potential of our software and achieve their business objectives with success.

How secure is HES FinTech's factoring software?

Security is the cornerstone of our factoring software's design philosophy. We take pride in holding an ISO 27001 certification, which serves as a testament to our commitment to adhering to rigorous global security standards. To protect your business from potential breaches and mitigate the risk of money laundering, we leverage cutting-edge technologies, implement robust Know Your Customer procedures, and employ secure cloud data storage. By integrating these advanced measures, our software offers you the assurance you need to confidently uphold your company's compliance and safeguard its reputation.

Factoring Software Solution | Invoice Factoring Software

Customizable factoring solution

that benefits all parties

Supplier

Factoring origination system provides omnichannel online
registration. A supplier can submit invoices online, set up
reports on the commissions and funding received, securely store
electronic documents in a personal account.

Factor

A factor can automatically build scoring models based on
historical data and make data-driven decisions. End-to-end
factoring process coverage: from supplier onboarding, loan
origination and decision making, disbursement and calculation to
the loan closure.

Debtor

Under open factoring, a debtor may confirm the actuality of the
deal by invoice verification. A debtor can be granted limited
access to the list of invoices provided to a factor by a supplier.

Supplier onboarding

Digital factoring platform

White-label factoring solution. Omnichannel KYB verification.

A supplier can start registration from one device, and proceed
from another anytime later. Quick access to the info on the state
of receivables, opportunity to add invoices on the go and
more.

Sign documents electronically

Securely store and share financial information with a simple and
paperless interface. An electronic signature based on powerful
integrations is included in the basic package of factoring finance
software. Enable fully digital e-signature and approval workflows
for both your factoring business team and the borrower.

Inquiry processing

Invoice factoring

origination system

Automated factoring invoice underwriting

Make immediate data-driven decisions. The factoring software
solution includes AI scoring system to reveal potentially
profitable deals based on historical business data.

Avoid biases and human mistakes with automated borrower inquiry
scoring, invoice estimation & debtor underwriting.

Back Office

Business factoring system

for all-round control

Automation of all the processes and calculations

Track disbursements and payments in real time. Evaluate the quality
of your credit portfolio. Hands-off management over the factoring
deal. HES factoring software systems automatically calculate late
fees, allocated and outstanding assets.

Task management

Intuitive interface of a dashboard with lists of tasks assigned to
users according to their roles simplifies the workflow management
and efficiency tracking.

AI/ML scoring software for factoring

Use GiniMachine AI module to assess discipline and credit limits.
Estimate payout terms and recovery changes at ease with the smart
factoring solution.

Technology architecture overview

Powerful tools

HES FinTech uses updated tech stack, including Java 17, Spring
Core, PostgreSQL. The factoring software architecture is based on
FOSS technologies. No additional licensing fees – you pay for the
platform’s source code only.