Out-of-the-box
student loan software
Get a free demo
Flexible software for the full
student lending journey
Accessible onboarding
Deploy a student-friendly application experience that works across every device and enrolment stage.
Give applicants a clear, guided path to apply, estimate repayments, and submit supporting documentation. Built on identity verification, automated eligibility checks, and institutional data integration.
Give applicants a clear, guided path to apply, estimate repayments, and submit supporting documentation. Built on identity verification, automated eligibility checks, and institutional data integration.
Structured origination
Make accurate lending decisions with configurable underwriting rules adapted to academic calendars, enrolment status, and future income projections.
Leverage AI-driven scoring and third-party data to build student loan products with grace period logic, tiered disbursement, and institution-specific conditions.
Leverage AI-driven scoring and third-party data to build student loan products with grace period logic, tiered disbursement, and institution-specific conditions.
Lifecycle servicing
Handle disbursements, deferral periods, repayment schedules, and borrower communications from a single platform.
Keep students and administrators aligned throughout the full loan lifecycle with automated notifications and real-time account visibility.
Keep students and administrators aligned throughout the full loan lifecycle with automated notifications and real-time account visibility.
Empathetic collection
Improve recovery outcomes on overdue student accounts using income-sensitive repayment modelling, AI-guided outreach strategies, and flexible arrangements that reflect borrowers' post-graduation financial realities.
Online onboarding
Student loan software for modern borrowers
Help students secure funding before enrollment windows close. Cut through document backlogs, eliminate manual reviews, and give applicants a clear path to approval — with your student loan software handling the entire process from first click to disbursement.
Plan repayment before you commit
Enrollment to approval without leaving home
Repayment that adapts to student life
Reach students through institutional partnerships
Flexible application flow
HES experts will analyze your ecosystem and help you craft a seamless
application process tailored to your unique business needs with customizable and ready-to-use
forms that optimize conversion rates.
Know Your Customer
Safeguard your business from fraudsters and scammers with KYC integration
offered by HES student loan origination software that validates user identity with form
data and photo identification.
Front-end loan calculator
HES student lending software features a calculator that allows borrowers
to monitor repayments and opt for the best-suited option based on variables like loan amount
and payment frequency.
Easy-to-use borrower profile
Our student loan platform empowers borrowers to securely store and update
their personal information for future loan applications.
Back Office
Manage your student lending
business with confidence
Loan Management
Application
Credit Scoring
Product Engine
Feature-rich back office
Automated decision-making
Simplify your lending operations with our innovative student loan management
software equipped with AI-fueled decision-making capabilities featuring stop factor detection,
loan product matching, and more.
Calculation and product engine
HES student loan software supports 3 calculation types to create limitless
loan products with various terms and flexible options for borrowers.
Assign roles
Set varying permission levels for different employee roles based on their
responsibilities to secure your platform from data breaches and keep specific information safe.
and much more
Lifetime customer support
Security updates
Document templates
Automatiс transactions
Customization opportunities
Get a free demo
Get your lending
product estimate
in 3 minutes
STEP:
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Flexible integrations with high-end solutions
Security
Deployment
Tech stack
Robust security measures
At HES, we know that security is crucial, which is why we are ISO 27001 certified
and have a Systems Development Life Cycle (SDLC) in place to ensure the highest data
security. Backed by our client-oriented approach, you can focus on your core business
tasks, knowing your data is safe.
Learn more
Online and offline access
Get the best of both options with HES student loan servicing software.
You can access it online or offline, and we offer on-premises and cloud
deployment options, using AWS, Azure, and Google Cloud Platform.
Cloud provider
Powerful backend tools
With the latest Java LTS and a PostgreSQL database, the HES backend is a force
to be reckoned with. We leverage Terraform and Camunda resulting in a cutting-edge
backend ready for any challenge.
Java LTS stack
HES FinTech has been our reliable technology partner since 2012. I believe much of our success is due to the well-architected HES LoanBox solution.
HES FinTech offers comprehensive front-to-back solutions with integrations. Our machine learning platform will allow clients best-in-class investment advice.
In just 6 months, we went from storing all our data in Excel to a fast, reliable, and user-friendly platform that caters to our specific needs.
HES FinTech developed our lending software and predictive analytics. Their expertise delivered automation, clear UI/UX and customer portal.
The LMS provided flexible repayment options, automated restructuring and branch-level management, enhancing efficiency and risk mitigation.
Turnkey software for student lending
Ready-made education loan software
HES' student lending solution is highly adaptable to meet the unique demands
of your business. By utilizing student loan origination software, you can automate
repetitive tasks, resulting in significant time savings and decreased operational
expenses.
Only 3 months to launch
The HES student loan management software can be up and running in just three months,
giving your business a quick start. Our robust solution offers a rapid return on
investment and increased business efficiency.
No additional charges per user
HES provides fully managed student loan software solutions with no extra charges
based on the number of users or customers. Our pricing model is flexible and depends
on the specific features you require.
Easy white-label interface
Our user-friendly interface is designed to be easily learned and does not require any
technical skills. Additionally, you have the freedom to modify the branding of your
landing website, borrower portal, and back-office system.
